The upgrade from MediShield can be provided from quite a couple of private insurers.
Aviva: Good for families
NTUC: Good for those who don't need 100% coverage
AIA: Good for those who want 100% coverage
Get it right, from the start.
Because it is risky to change insurer halfway through. Insurers do not cover pre-existing illnesses, regardless whether it is diagnosed or not.
Eg: B purchases an NTUC health insurance and decides to switch over the AIA. One month after the switch, B suffers a heart attack. Neither NTUC nor AIA will pay out on the policy because a heart problem could not possibly have developed within the past one month and therefore, was deemed to be a 'pre-existing' illness, despite the fact that B knew nothing about it.
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lol. which reminds me I need to get my medishield coverage right. which aint doing now. so when you get certified. do that for me. don't want the basic ntuc medishield since claiming can be a pain in the butt?
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